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Saturday 30 April 2011

iPhone Insurance Terms: What Protection Does The Limited Warranty Have In Water Damage?

Damages to the iPhone brought about by accidental spills and liquid immersion is one service that we will never get from the manufacturer's warranty. The one-year warranty that iPhone users get is an additional service that automatically activates at the moment of purchase. This exclusive offer is a good add-on from Apple. This gives a sense of security to valued customers, both new and past ones. However, one should do their assignment.
Have a closer look on what it is about. Be knowledgeable on what instances will the company be liable to make good of its guarantees. The usual terms and condition state that the warranty runs for a 12 month period, commencing on the day the iPhone was bought. It doesn't matter what the mode of payment is. If you paid thru cash, or swiped it up with your debit card or credit card. Damages resulting from use, whether intentional or not, have no coverage at all. Accidental damages, water spills, unauthorized changes and alterations, unsanctioned services and dismantling are not accepted under the warranty. In fact, the limited warranty service only protects users from factory defects on the handset itself, either hardware or software or both.
Unfortunately, if your iPhone was accidentally spilled and rendered it completely non-functional, or if you are lucky, it still works but some of the functions are not working normally, the manufacturer is not liable to have your handset replaced nor have it fixed for free. However, there is one option for this kind of situation. Although water damage is not a candidate for the limited warranty, it might be qualified under the Out-of-Warrant Service or (OOW). There are conditions that are not eligible for this, and Apple has the sole prerogative to decide which damages are qualified for the OOW service. In here, the company will assess the nature and the degree of the damage. In case if the damage on your iPhone is qualified under the OOW, it comes with a price. It is not a free service and Out-of Warrant Service charges will apply, plus, an additional shipping fee will be billed, if applicable.
The privileges under the iPhone warranty are good but limited. Even if you take care of your iPhone with the diligence of a good of a family, when damage does occur even without your fault, provided that it is not manufacturing defect, no protection is available, and, you have only a period of 12 months to avail this. Beyond that, you are on your own.
Today's news is often full of bad stuff. The wrath of nature always hits the headlines every year, and with a noticeable frequency. The most dominating type of natural calamity that happens often in almost every continent is flooding. From the America, Europe and Asia, it has brought loss of life and staggering destruction to personal property.
The good news is, there is insurance specially suited to cover damages that our not included under the Limited Warranty Service. The iPhone insurance coverage fills up these limitations. Damages due to accidents, liquid spills and water immersion are all eligible. Moreover, loss from theft and warranted calls are also qualified under the comprehensive iPhone insurance policy. Plus, you can extend your insurance basic policy, and when going outside the UK, your iPhone is still protected thru International cover with comprehensive iPhone insurance.

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