Quite a few people go through life thinking, "It won't happen to me." That "it" they're talking about can be many things - getting sick, losing a job or experiencing a disaster.
It's best to create a personal property inventory just in case. This information is important so you can quickly and correctly file an insurance claim. Being prepared is important because even though you may feel exempt from fire burning your home or business, are you confident that your neighbors take equal care?
We received a phone call from our son when he was traveling in Pennsylvania. He was driving by a retail center where the middle store had extreme fire damage. That was something to note, considering that we own a personal property inventory service. But what really jumped out at him was that the other stores were also closed and all the windows boarded up. Every store was out of business (permanently or temporarily, he didn't know) due to smoke and water damage. Only one store "experienced" the fire, but all were affected by it. Or, put another way, "it" only happened to one company, but the overflow of damage wasn't just confined within those walls.
This made him think about home and business inventories and how important it is for people to remember that even though they might believe it won't happen to them, it is highly possible it will happen to a neighbor. And the neighbor's problem can easily become yours.
Another example of how a neighbor's problem can quickly become yours took place in a residential neighborhood. A friend lived in a small, quaint town. Most of the neighborhoods (his included) were filled with houses built close together on small lots. He was coming home from a day of golf and noticed thick black smoke as he turned into the neighborhood. Hoping this was a controlled burn, he turned onto his street. As he neared his house, he realized it was his next-door neighbor's garage that was burning.
A short-lived sense of sorrow for them/relief for himself was over very quickly. He discovered that all the siding on his house and garage had melted. He grabbed his garden hose and began to wet these areas down with the hopes of saving his property. The heat became too intense and he had to leave the area. Both buildings were near burning stage when the fire department arrived.
Though the fire didn't start out to be his fire, it quickly became his. Though "it" didn't happen to him, it did eventually cause damage to his house.
You might be very cautious, doing all you can to ensure that "it" won't happen to you. But you cannot control others, and their actions can affect you. Whether you live in an apartment, a home and/or own your own business, an inventory is essential to complete a personal property inventory to ensure a maximized insurance claim. And allow you to sleep better each night, no matter who lives or works next door.
It's best to create a personal property inventory just in case. This information is important so you can quickly and correctly file an insurance claim. Being prepared is important because even though you may feel exempt from fire burning your home or business, are you confident that your neighbors take equal care?
We received a phone call from our son when he was traveling in Pennsylvania. He was driving by a retail center where the middle store had extreme fire damage. That was something to note, considering that we own a personal property inventory service. But what really jumped out at him was that the other stores were also closed and all the windows boarded up. Every store was out of business (permanently or temporarily, he didn't know) due to smoke and water damage. Only one store "experienced" the fire, but all were affected by it. Or, put another way, "it" only happened to one company, but the overflow of damage wasn't just confined within those walls.
This made him think about home and business inventories and how important it is for people to remember that even though they might believe it won't happen to them, it is highly possible it will happen to a neighbor. And the neighbor's problem can easily become yours.
Another example of how a neighbor's problem can quickly become yours took place in a residential neighborhood. A friend lived in a small, quaint town. Most of the neighborhoods (his included) were filled with houses built close together on small lots. He was coming home from a day of golf and noticed thick black smoke as he turned into the neighborhood. Hoping this was a controlled burn, he turned onto his street. As he neared his house, he realized it was his next-door neighbor's garage that was burning.
A short-lived sense of sorrow for them/relief for himself was over very quickly. He discovered that all the siding on his house and garage had melted. He grabbed his garden hose and began to wet these areas down with the hopes of saving his property. The heat became too intense and he had to leave the area. Both buildings were near burning stage when the fire department arrived.
Though the fire didn't start out to be his fire, it quickly became his. Though "it" didn't happen to him, it did eventually cause damage to his house.
You might be very cautious, doing all you can to ensure that "it" won't happen to you. But you cannot control others, and their actions can affect you. Whether you live in an apartment, a home and/or own your own business, an inventory is essential to complete a personal property inventory to ensure a maximized insurance claim. And allow you to sleep better each night, no matter who lives or works next door.
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